Axiom EPM

Financial Institutions

Axiom EPM's Performance Management Solutions

Axiom EPM’s Financial Institutions solutions offer a unified planning, budgeting and reporting platform that accommodates the unique requirements banks, credit unions and other financial institutions:

Axiom EPM’s solutions put Finance professionals in control by implementing familiar Microsoft Excel functionality for designing models, writing business rules and creating reports. The platform provides an optional web-based application with an intuitive user interface, streamlining the roll-out process and increasing end user adoption.

Budgeting & Forecasting 

Axiom EPM provides a statistically-driven approach to financial planning with pre-configured bank-specific calculation methodologies. Our Cash Flow Forecaster calculates cash flows from individual loan and deposit instruments and aggregates them into planning portfolios. In addition, the Funds Transfer Pricing engine supports accurate balance sheet budgeting, reporting of customer profitability and integrates calculations for incentive compensation. 

 Financial & Management Reporting

Axiom EPM’s built-in reporting software provides decision makers access to the financial and management reports located in one trusted source. With highly flexible and configurable formats reports become actionable, providing drill thru capabilities that support root-cause analysis and trends. In turn, variances-to-plan can be investigated, summarized and easily identified.

 Incentive Compensation Management

Axiom EPM’s Incentive Compensation Management solution offers financial institutions the ability to create complex incentive plans in a familiar Excel environment. Unlike stand-alone solutions, Axiom EPM can incorporate an organization’s overall performance management into the logic behind their incentive plans. If a financial institution wanted to reward loan officers on a loan’s net margin contributions in addition to loan volume, this could be incorporated into the Axiom EPM platform.

Customer Profitability

Financial institutions have pursued a variety of profitability initiatives, typically focusing their efforts on a singular dimension such as branch or customer. With Axiom EPM’s Customer Profitability solution, financial institutions can measure profitability across all dimensions; branch, channel, product and customer. This functionality provides valuable insights, providing detailed profitability analytics by line-of-business, loan officer or customer level. 

Loan Credit Quality Migration

Managing credit risk is a complex topic for nearly every Financial Institution. Since few portfolios are completely homogenous, portfolio analysis becomes increasingly important for organizations. To accurately analyze portfolios it is often necessary to look at individual credit as well as loan segmentation. This provides interactive reporting of the portfolio’s credit composition and its movement through time, supporting an organization’s Allowance for Loan Loss calculation. 

Strategy Management & Financial Planning

Axiom EPM also helps financial institutions align their human and capital resources around initiatives that will best support their strategic planning.  Strategy Management from Axiom EPM enables executives to evaluate trends in key performance indicators as well as provide forecast modeling to showcase the impact that initiatives or trends have on the business.   

Capital Planning & Tracking

Axiom EPM enables Finance to work in partnership with key stakeholders in the organization to ensure capital needs – across infrastructure, IT spend, new strategic initiatives –are clearly and consistently presented. Robust tracking and reporting tools provide organizations with visibility to their entire capital portfolio to ensure that projects truly align with the needs of the organization.

 Dashboards

Axiom EPM's Dashboards enable financial institutions to present performance results in a highly visualized and interactive format. End users are provided with intuitive navigation and the ability to drill into the underlying causes of specific variances. Executives benefit from concise and clear visualizations to provide a comprehensive yet summarized view of critical business indicators.

  Sturm Financial Group Case Study

  Pinebridge Investments Case Study